The Gift by Freida McFadden

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A fun, quick story that takes a dark turn in the end. Personally, I found it more of a quick suspense story than a thriller, and pleasantly surprised to find it's also a dark retelling of a classic Christmas story--The Gift of the Magi.
Here's the blurb:
It’s Christmas Eve and Stella Hansen is broke.
She is so broke that despite working two jobs, she can’t even afford a present for her husband on their first Christmas as man and wife. But then a mysterious storekeeper at a pawn shop offers Stella an intriguing trade.
Stella wants more than anything to buy her husband the Christmas gift of his dreams. But will it come at a terrible price?